Greetings, readers! Just over a year after launching this blog, I’ve finally roped Daniel into writing a post! I hope you’ll enjoy some more background on his financial story and how he, too, was able to build enough financial security to be comfortable dropping everything to travel the world. – Matt


Back in the early 2000s, at the well-informed and responsible age of seventeen, I took a few tours of college campuses, was impressed by the lovely buildings and manicured lawns, and made the decision to go $23,000 into debt.

Four years later, I graduated with a bachelor’s degree in the highly practical field of European history. As a wide-eyed college student with visions of making the world a more just and equitable place, I went into social service, working primarily with marginalized communities. The work was meaningful and challenging, but as you’d probably expect, it wasn’t exactly the most lucrative.

Over the last six years of full-time work, I earned an average of just $25,000 annually.

For many people, that combination of low salary and high student debt would have been a sentence to decades of financial challenges. But with the right habits, I enjoyed some of the best years of my life, saved a bunch of money, and paid off the entirety of my student loan debt. Here’s how I did it.

How I Crushed My Five-Figure Student Debt on a $25k Salary

Continue reading